Saving Money for Possible Replacements

After being caught off guard by the recent AC replacement in NYC that I had to get done months ago, I decided that I would start saving more money for a rainy day. It was a good thing that I had enough money in my checking account to pay for the replacement, or I would have been melting in the summer heat. When I’m paid each month, there’s always a little bit left over for me to spend on whatever I want, and it usually goes to things that I don’t really need. Rather than wasting my money on these things, I decided that I would put it in my savings account to gain interest, so that when I needed money in a tight situation, it would be there.

I’ve never really been that great at saving money. Ever since I was a kid, when I had some spare money, …

Don’t Waste Money When Buying A Car. Follow These Great Tips.

Buying a car is a big deal. You want to make sure you make a purchase that you won’t regret. The following article has some very helpful tips and tricks that will help you get the car that you need for the price you want. Read on and learn what it takes to buy a car.

You need to be informed when you step onto the car lot. Do you have your budget in mind? How many people do you have to have fit inside your car? How many miles per gallon would you like? Do you want a sportier car or a family vehicle? Make a list of your wants, and take it with you when you go shopping.

Never let salespeople talk you into a car that is beyond your means. If you allow it, a salesman will convince you that you need something more expensive or sporty. …